An image that symbolizes Raskenilo Novac’s AI risk analysis platform

Data Intelligence for Long-Term Wealth

The optimal solution for solid asset formation guided by AI.

Raskenilo Novac analyzes real-time data from global markets and suggests asset allocations suitable for middle-income households. Rather than guessing the market price, we manage the risks associated with long-term asset formation by increasing our ability to adapt to changes.

Don't follow market fluctuations based on your personal limitations.

Global markets move in a constant interplay of interest rates, foreign exchange rates, and geopolitical factors. There are limits to how much an individual can grasp all the daily news and indicators and continue making decisions without emotion. In particular, when it comes to household asset building, there are specific goals such as educational funds and post-retirement life, so delays in making decisions or overreacting can directly affect the stability of one's life.

Raskenilo Novac plays the role of bridging the gap between the amount of information and the processing ability of individuals. By collecting and integrating raw data and converting it into the decision-making format necessary for households, we reduce the burden of chasing the market and maintain the direction of wealth creation.

AI that learns your risk tolerance.

Raskenilo Novac's engine doesn't just monitor market data. It continuously records the behavioral history of how users react to price movements, which recommendations they take and which they hold off, and builds an individualized risk tolerance profile.

This profile is not fixed and is updated as your family structure changes and your asset size increases or decreases. This adaptive learning mechanism is the reason why different proposals are generated for each user even under the same market conditions.

  • Estimating risk tolerance based on behavioral data
  • Automatic readjustment according to changes in life stage
  • Designed to compensate for both overreaction and underreaction
Image of data analysis screen using Raskenilo Novac’s risk tolerance learning engine

The foundation of decision support consists of three pillars.

Raskenilo Novac combines real-time analysis, predictive modeling, and decision optimization to support the entire wealth creation process.

01/Real-Time

real-time analysis

We continuously incorporate domestic and international market data, interest rate trends, and economic indicators to instantly reflect changes in the situation. Reduces both opportunity loss and risk due to outdated decision materials.

02/Predictive

predictive modeling

Predictive modeling that combines historical patterns and current data to proactively examine the impact of asset allocation under multiple market scenarios. The emphasis is on presenting multiple possibilities side by side, rather than making definitive predictions.

03/Optimization

Decision optimization

Integrate analysis results into a single recommendation to optimize decision-making without emotional judgment. Designed to function with the same precision even as your assets grow, you can continue using it as your household grows.

decision-making process.

From data entry to final proposal, each stage is clearly separated. Being able to trace the basis of judgments is a prerequisite for professional trust.

01

data collection

Continuously collect global data points such as market prices, economic indicators, interest rates, exchange rates, etc. and synthesize them to remove noise and gaps.

02

Integrated analysis using AI

Combine the data you collect with your risk tolerance profile to calculate the impact of asset allocation across multiple scenarios.

03

Generate individual proposals

We narrow down the analysis results to a single recommendation and present it along with supporting data. The final decision is left to the user, without emotional bias.

Use according to the life stage of the family.

The purpose of asset building varies depending on age and family structure. Raskenilo Novac automatically switches model emphasis depending on your goals.

Formation of educational funds

Shift from focus on growth to focus on security

As children approach school age, AI gradually shifts its focus from growth-oriented allocations to allocations that ensure funds are available when needed. The timing of adjustments is automatically determined based on the remaining period until the target date.

Preserving assets after retirement

Maintaining assets and stabilizing living funds

As retirement approaches, a policy changes from aggressively increasing assets to one that emphasizes maintaining value and securing regular funding. It is designed to prioritize the stability of funds necessary for daily life even in times of sudden market changes.

Stay one step ahead based on data.

Raskenilo Novac is designed to scale as your asset size and life stage change. First, enter your current asset status and check the analysis results by AI.

Start your analysis for free